In most cases, a denied home insurance claim should not negatively affect your premiums in the future. In some states, insurance companies cannot consider denied claims when approving you for a new policy or setting your rates. However, it is still important to understand the details of your homeowners insurance policy and be aware of what is covered and what isn’t. It is also wise to contact an experienced insurance dispute lawyer if you have any questions or concerns about filing a claim or fighting a denial.
FAQS
FAQS
Does homeowners insurance cover fire damage to a neighbor’s property?
Homeowner's insurance may cover fire damage to a neighbor's property in some cases. Generally, if the fire started on your property and caused damage to your neighbor’s property, then your homeowner's insurance will usually cover the damage under your personal liability coverage. However, the coverage is usually limited to the amount of insurance you have purchased and may not cover all of the costs associated with the damage. It is important to check with your insurance provider to make sure that you are adequately covered before a fire occurs.
How can a fire damage insurance claim lawyer help me?
A fire damage insurance claim lawyer can help you navigate the claims process and maximize your recovery after a fire. They can help you understand the intricacies of your policy, advise you on how to document losses, negotiate settlements, and represent you in court if necessary. A good fire damage insurance claim lawyer will also help you identify any potential legal issues that may arise from the fire and help protect your rights.
Is wind damage to a fence covered by insurance?
Wind damage to a fence is usually covered by homeowners insurance, depending on the cause of the damage. Generally, if a storm causes the damage, it is likely that your insurance will cover the repair costs. However, if the damage was caused by neglect or wear and tear, your insurance policy may not cover it. Before filing a claim, review your policy to make sure you are familiar with what is and is not covered.
You may find interesting
All News
Health Insurance Claim Denials on the Rise
About 17 of every 100 healthcare claims are denied. Are you in this boat? Read more about your legal options here.
September 12, 2023
What is the Difference Between an Insurance Claim Lawyer and a Personal Injury Lawyer?
Hiring the right type of lawyer gives your case the best chance of success. Review how insurance claim lawyers and personal injury lawyers differ here.
September 01, 2023
Can You Sue for Life Insurance Proceeds?
Life insurance companies might try to prevent paying bereaved beneficiaries what they're owed. Wallace Law can help.
August 08, 2023
Our Results
We’ve recovered hundreds of thousands of dollars for clients who faced denied or underpaid insurance claims. Don’t leave money on the table: Hire Wallace Law today.
$115,000
Settlement
Secured for a $90,000 life insurance claim, originally denied.
