Shield Watermark Logo


Is wind-driven rain damage covered by insurance?

By Caroline Cornell

March 17, 2023

Home » FAQs » Is wind-driven rain damage covered by insurance?

We Fight Insurance Companies So You Don’t Have To

Generally, wind-driven rain damage is not covered by most insurance policies. Wind-driven rain can cause extensive damage to homes, but it usually occurs due to an existing fault or defect in the home’s structure that allows the water to enter. For example, if you have missing or damaged shingles, gaps in siding, or a broken window, the water can easily enter and cause extensive damage. Most insurers will not cover any wind-driven rain damage caused by existing defects or faults.



Does homeowners insurance cover fire damage to a neighbor’s property?

Plus icon Minus icon

How can a fire damage insurance claim lawyer help me?

Plus icon Minus icon

Is wind damage to a fence covered by insurance?

Plus icon Minus icon

Our Results

We’ve recovered hundreds of thousands of dollars for clients who faced denied or underpaid insurance claims. Don’t leave money on the table: Hire Wallace Law today.



Secured for a $90,000 life insurance claim, originally denied.

View Our Results

Your Fight Ends Here