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Category: Property Insurance Claim

Insurance policies and claims are often unnecessarily complex and confusing. Here, we offer tips on how to file a successful claim, how to understand what coverage you have, and what to do if a claim is wrongly denied or undervalued.
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Recent Blog Post

Can You Get Life Insurance If You Have Cancer?

Can You Get Life Insurance If You Have Cancer?

Life insurance may still be available after a cancer diagnosis, but eligibility depends on treatment status, remission history, policy type, and underwriting rules. Wallace Law helps families challenge denied cancer-related life insurance claims when insurers rely on medical history, exclusions, or alleged misrepresentations.

May 26, 2026

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What Does Renters’ Insurance Cover?

Renters’ insurance protects tenants of rental property from damages related to smoke, fire, explosions, and other acts of god. It exists to help tenants in the event of a major accident to recover any financial losses. Renters’ insurance can cover a wide variety of accidents, natural disasters, and vandalism, though exactly what is covered depends […]

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Wind Damage to Roof Shingles: What to Do if Your Insurance Company Won’t Pay

Don’t let your insurance company leave you with unsafe conditions or unfair bills. If your claim has been denied or underpaid, you have options. Contact Wallace Law today for a free case evaluation, and we’ll get to work reviewing your coverage and picking up your claim exactly where it is.

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Hail Damage on Roof | Fight Back Against Claim Denials

You pay your insurance premiums expecting protection in your time of need. But when a hailstorm tears through your neighborhood and damages your roof, the last thing you want to hear is that your claim has been denied. Sadly, that is precisely what happens to many homeowners and business owners across Wisconsin. At Wallace Law, […]

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Fixing Hail Damage | What to Do When Insurance Won’t Cover Repairs

One hailstorm can create thousands of insurance claims on a single insurer, so it’s no surprise that they try to minimize payouts for hail damage when they can.

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My House Burned Down, What Do I Do?

What you do in the aftermath of the fire is critically important both to your insurance claim and to preserving the value of your property.

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How Long Does an Insurance Claim Take?

It may take up to 30 days for the insurer to review the claim and make a decision. Additional time may be necessary if the patient decides to appeal the insurance company's decision or take legal action.

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When Can a Home Insurance Company Reject a Claim?

You purchase home insurance to protect yourself and your home. However, insurance companies primarily sell insurance to make money, so it is not surprising that most insurance policies have a laundry list of exclusions.

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Does Renters Insurance Cover Flood Damage?

Typically, renters insurance may cover a number of expenses and losses stemming from sudden, accidental damage, provided that negligence was not the cause. Renters insurance is more likely to cover a sudden and unanticipated event that occurs in your dwelling like a burst water pipe (provided you were not somehow negligent). Generally, renters insurance will not cover water damage caused by a flood.

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Reasons Insurance Companies Deny Fire Claims

Fire insurance is crucial for protecting your home and belongings from devastating losses. However, having your fire claim denied can be distressing and add frustration to an already difficult situation. Understanding the common reasons why insurance companies deny fire claims can help you navigate the process and protect your rights. If you are facing a […]

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Can Insurance Adjusters Lie to You?

No one likes to be lied to, especially by a professional who is responsible for determining whether your insurance claim is valid. If you have been injured in an accident and have a sizable claim, you may find the tactics used by an insurance adjuster to be accusatory, shrewd, and downright dishonest. 

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What to Do if Insurance Denied Roof Claim

You can navigate the challenges of dealing with an insurance company by understanding your policy and gathering compelling evidence to support an appeal. For more insights into handling insurance disputes, visit the Wallace Law guide on Wisconsin insurance disputes.

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Steps To Take After An Insurance Claim Denial | A Comprehensive Guide

Insurance is crucial for protecting a person’s assets. When the unthinkable happens and you need that insurance to cover the repair, replacement, or expenses associated with a loss, a denial of your claim can place you in an incredibly stressful position.  Insurance companies may deny claims, but there are still steps you can take to […]

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Does Homeowners Insurance Cover Tornado Damage?

If you've been affected by a tornado, there's no time to waste. While most basic homeowners policies do cover damage from tornadoes, an insurance company may deny your coverage for all the wrong reasons.

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Tornado Damage in Wisconsin

Having your tornado damage insurance claim denied can be incredibly frustrating in the aftermath of a damaged home. Wallace Law can help.

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Ice Dam Insurance Claim: What to Know Before You File This Winter

While they may seem harmless, ice dams can cause serious exterior and interior issues during the winter months in Wisconsin.

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Is Wind-Driven Rain Covered by Homeowners Insurance?

Wind and rain can cause severe damage and, sometimes, insurance policies refuse to pay what they owe. Discover what options are available to homeowners for rebuilding their properties.

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